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These firms are most likely lining their pockets quite nicely, but there isn't much you could do about this. What you can do, however, is decide whether or not you do have a have to do business with them. People have tough financial decisions to produce every once in awhile. This isn't your first, and it also won't become the perfect last. You do what you should do, and you move forward. Whether you are taking out this loan, you will find sacrifices to become made.
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